Bard Employees' Federal Credit Union

 

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Home Equity
Home Equity Loan Application Form


Have you spent a lifetime perfecting your credit?
Congratulations!
We want to reward your efforts with the best deals in town.

Have you had some financial hurdles that have left you with
less than excellent credit? We want to help.

Risk based lending allows us to respond to the needs of all our members.

The better your credit, the lower your interest rate!!

Risk-based lending allows us to give you the lowest possible interest rate for a
consumer or vehicle loan.

Your risk based rating will determine the amount of equity you can borrow on your
equity lines of credit. **Please note: Fixed Rate Loans are also available. Call for current rates.


Available in amounts up to $200,000
Rate based on Prime + 0 % (Floor = 6 %)
+ 6 % lifetime cap
Fifteen year max payback
Five year draw period
Qualify to borrow between 75 and 100 % of the equity you have in your home

                                                     


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